About us
Our mission at Fixed Income Investor is to simplify the maze of fixed income investments for our clients. Our worldwide reach and team of seasoned experts allow us to give our clients the best service possible. Through smart fixed-income investments, we aim to assist our clients in reaching their financial objectives. We tailor our services to the specific requirements of each client's portfolio because we know that everyone has different tastes and goals.
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Services
Investment Portfolio Management: Our team of experienced professionals will work with you to develop a customised fixed income investment portfolio that meets your financial goals and risk tolerance.
Our team will collaborate with you to create a personalised fixed-income investment portfolio that aligns with your financial objectives and risk appetite.
Bond Market Research and Analysis: Stay ahead of the market with our in-depth research and analysis on various fixed income securities, including government bonds, corporate bonds, and mortgage-backed securities.
Our comprehensive bond market research and analysis provides valuable insights and helps investors make informed decisions in a constantly evolving market.
Risk Management Strategies: We understand the importance of managing risk in fixed-income investments.
Our experts will help you develop strategies to mitigate risk and maximise returns.
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Testimonials
"I have been investing with Fixed Income Investor for over a decade and have never been disappointed. Their team of experts always keeps me updated on market trends and helps me make informed decisions for my fixed income portfolio. Highly recommend their services to anyone looking for a reliable partner in their investment journey."
Tom Brandeux
"Switching to Fixed Income Investor was one of the best decisions I made for my fixed income investments. Their personalised approach and thorough analysis of my financial goals gave me the confidence to trust their recommendations. Their dedication to their clients is truly commendable. Thank you for helping me secure my financial future!"
Janine Duval
How we stand out
Our investment philosophy
We believe it is possible to generate consistent, excess returns over the long term by deploying diverse investment opportunities with disciplined risk management.
Comprehensive expertise
Through in-depth analysis and collaboration with other investment teams, insights are developed on which to act. Our investors have extensive expertise in different regions, sectors and markets and are active in all the world's major financial centres.
Active and disciplined framework
Our investment process is data-driven and uses the latest technologies, enabling us to make smarter investment decisions faster. Our culture of innovation leads to excellent performing investments in rapidly changing markets.
Holistic approach
Combining the expertise of our investment teams with cutting-edge technology tools and insights builds resilient portfolios that can meet complex challenges.
Fixed Income Investing
What is fixed income?
'Bonds' is another word for fixed income. The term 'fixed income' describes the regular fixed interest payment, sometimes referred to as the coupon, that an investor receives in exchange for lending money to a government or business.
As long as the issuer is not experiencing severe financial difficulties, a bond or fixed-income investor also gets the money they lent to the business or government when the loan matures.
Examples of fixed-income investments
Corporate and government bonds are the main fixed-income investments.
Companies use the bond market to raise funds for growth or dividends. The largest, most financially secure companies can borrow money at the lowest rates because they rarely default on interest. The fixed income is 'investment grade'.
Financially weaker companies can raise funds from the fixed-income market. These bonds have higher interest rates to reflect their risk. This is the 'high-yield' corporate bond market.
Governments use financial markets to fund spending and tax cuts. They issue government bonds. Global government bonds vary in default risk.
For instance, the US or UK government is unlikely to default on their loans. The risk that less developed countries can repay bondholders is higher.
Some fixed-income investments link their interest payments to inflation, but most have a fixed coupon. We call these inflation-linked bonds. You may also hear of "floating rate" bonds, whose coupons change with the central bank's interest rate.
"Municipal bonds" are a component of the American fixed income market. States and municipalities issue these bonds to fund public projects like roads and schools.
Benefits of fixed-income investing
There are many positive things about having fixed-income investments in your portfolio. First, the fixed coupon payments make returns more stable compared to stocks, whose dividend payments change more often and depend on the state of the economy. For investors who want to build a well-balanced portfolio, getting a steady return is important.
People think of bonds as safer investments than stocks and shares, so when things happen that make investors nervous about the stock market, the value of bonds tends to rise.
A "60/40" stock and bond portfolio, which consists of 60% stocks and 40% bonds, typically has lower risk than investing all of your money in stocks.
Contact us
Fixed Income Investor
London, United Kingdom