Terms & Conditions

Fixed Income Investor maintains the www.fixed-income.biz website. The following are the terms of use that govern use of the Site. You hereby expressly accept these Terms of Use and the fixed-income.biz privacy policy as binding agreements, and you agree to abide by these Terms of Use and all applicable laws and regulations governing the use of the site. Fixed Income Investor reserves the right to change these Terms of Use at any time, effective immediately upon posting on the site. Please check this page of the Site periodically. We will note when there are updates to the Terms of Use at the bottom of the Terms of Use. If you violate these Terms of Use, Fixed Income Investor may terminate your use of the site, bar you from future use of the site, and/or take appropriate legal action against you.

Limited Licence

You are granted a limited, non-exclusive, revocable and non-transferable licence to use and access the site pursuant to the requirements and restrictions of these Terms of Use. Fixed Income Investor may change, suspend, or discontinue any aspect of the site at any time. Fixed Income Investor may also, without notice or liability, impose limits on certain features and services or restrict your access to all or portions of the site. You shall have no rights to the proprietary software and related documentation, if any, provided to you in order to access the Site. Except as provided in the Terms of Use, you shall have no right to directly or indirectly, own, use, loan, sell, rent, lease, licence, sublicense, assign, copy, translate, modify, adapt, improve, or create any new or derivative works from, or display, distribute, perform, or in any way exploit the Site or any of its contents (including software) in whole or in part.

Permitted Use

You agree that you are only authorised to visit, view, and retain a copy of pages of this site for your own personal use and that you shall not duplicate, download, publish, modify, or otherwise distribute the material on this site for any purpose other than for personal use, unless otherwise specifically authorised by Fixed Income Investor to do so. Additionally, you consent to not using a deep link to the website unless Fixed Income Investor specifically permits it. The content and software on this site are the property of Fixed Income Investor.

Representations By You

By accessing the website, you affirm, warrant, and covenant that (a) you are at least 18 years old and (b) none of the materials you submit to Fixed Income Investor through the website or for inclusion on the website will violate, infringe upon, or contain any material that might contain trade secrets, copyright, trademarks, trade dress, privacy, patents, or other personal or proprietary rights of any third party.

No Commercial Use

This site may not be used by you for any commercial purposes, such as to conduct sales of merchandise or services of any kind. You must obtain Fixed Income Investor's prior written consent to make commercial offers of any kind on the site, whether by advertising, solicitations, links, or any other form of communication. Fixed Income Investor will investigate and take appropriate legal action against anyone who violates this provision, including, without limitation, removing the offending communication from the site and barring such violators from using the site.

Links And Search Results

The site may automatically produce search results that reference and/or link to third-party sites throughout the World Wide Web. Fixed Income Investor has no control over these sites or the content within them. Fixed Income Investor does not guarantee, represent or warrant that the content contained on the sites is accurate, legal, and/or offensive. Fixed Income Investor does not endorse the content of any third-party site, nor does it make any representation or warranty about these sites, including that they will not contain viruses or otherwise impact your computer. By using the site to search for or link to another site, you agree and understand that you may not make any claim against Fixed Income Investor for any damages or losses, whatsoever, resulting from your use of the site to obtain search results or to link to another site. If you have a problem with a link from the Site, you may notify us at hello@fixed-income.biz

Copyright Policy

Fixed Income Investor may terminate the privileges of any user who uses this site to unlawfully transmit copyrighted material without a license, express consent, valid defence, or fair use exemption to do so. If you submit information to this Site, you warrant that the information does not infringe the copyrights or other rights of third parties.

Intellectual Property

Although Fixed Income Investor is not responsible for the content, quality, or accuracy of data provided by users, compilations of such data, text, information, and other materials are made available to users through Fixed Income Investor's system. The online materials are Fixed Income Investor's intellectual property, and both US and international intellectual property laws protect them. The online materials may not be copied or redistributed either in whole or in part without the prior written consent of Fixed Income Investor, except as expressly and specifically permitted under these Terms of Use.

The online materials are and will remain the exclusive property of Fixed Income Investor. All rights, titles, and interests in and to the online materials will be and remain vested solely in Fixed Income Investor. Under no circumstances will you have any right, directly or indirectly, to own, use, copy, loan, sell, rent, lease, license, sublicense, redistribute, assign, or otherwise convey the on-line materials, or any rights thereto, except as expressly and specifically provided in the Terms of Use. Nothing in these Terms of Use will convey to you any right, title or interest, except that of a licence with express rights and subject to all limitations herein. Nothing in these Terms of Use grants you the right, directly or indirectly, to use the online materials to create a product for resale or to use the online materials in any way that competes with Fixed Income Investor.

You acknowledge and agree that Fixed Income Investor will own all rights, titles, and interests in and to any copy, translation, modification, adaptation, derivative work, or improvement of the online materials made by or for you. At Fixed Income Investor's request, you must execute, or obtain the execution of, any instrument that may be necessary to assign these rights, titles, or interests to Fixed Income Investor or perfect these rights, titles, or interests in Fixed Income Investor's name.

Disclaimer Of Warranty

DISCLAIMER OF WARRANTY, LIMITATION OF DAMAGES. WHEN IT COMES TO AVAILABILITY, ACCURACY, VALIDITY, REALIBILITY, OR CONTENT OF THESE PAGES AND/OR THE SITE, FIXED INCOME INVESTOR DOES NOT MAKE ANY WARRANTY OR REPRESENTATION, WHETHER EXPRESS OR IMPLIED. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES OF TITLE OR NON-INFRINGEMENT OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NOT-INFRINGEMENT OR OTHERWISE VIOLATION OF RIGHTS. ADDITIONALLY, FIXED INCOME INVESTOR MAKES NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, OR OTHER INFORMATION THAT ANY USER SUBMITS, DISPLAYS, OR UPLOADS THROUGH THE SITE. FIXED INCOME INVESTOR SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR BUSINESS INTERRUPTION ARISING OUT OF THE USE OF OR INABILITY TO USE THIS SITE, EVEN IF FIXED INCOME INVESTOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OF CERTAIN WARRANTIES OR LIMITATIONS OF LIABILITY, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THE LIABILITY OF FIXED INCOME INVESTOR WOULD, IN SUCH A CASE, BE LIMITED TO THE GREATEST EXTENT OF LIABILITY PERMITTED BY LAW.

Violation Of Terms Of Use

You understand and agree that in Fixed Income Investor's sole discretion and without prior notice, Fixed Income Investor may terminate your access to the site, exercise any other remedy available, and remove any unauthorised user information if Fixed Income Investor believes that the information you provide has violated or is inconsistent with these Terms of Use, or violates the rights of Fixed Income Investor or any third party, or violates the law. You agree that monetary damages may not provide a sufficient remedy to Fixed Income Investor for violations of these Terms of Use, and you consent to injunctive or other equitable relief for such violations. If a court order or subpoena requires it, Fixed Income Investor may release user information about you.

Indemnity

You agree to indemnify and hold Fixed Income Investor and its affiliations harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of or relating to your use of the site, including your use of the site to provide a link to another site or to upload content or other information to the site, or your breach of the Terms of Use.

Licence Granted To You

By providing materials to Fixed Income Investor, including by submitting or uploading content or materials for use on the site, you represent and warrant that you or the owner of all rights to such content or materials has expressly granted Fixed Income Investor an irrevocable worldwide right in all languages and in perpetuity to use and exploit all or any part of the content and materials provided by you. Fixed Income Investor may publish and distribute any such submitted content or materials at its sole discretion by any method now existing or later developed. You agree that you shall waive all claims and have no recourse against Fixed Income Investor for any alleged or actual infringement or misappropriation of any proprietary rights in any communication, content, or material submitted to Fixed Income Investor. Fixed Income Investor will treat any correspondence or materials you send as non-confidential and non-proprietary, and it may use or disseminate them for any purpose, including but not limited to developing, producing, manufacturing, or marketing goods or services.

Advertising

The Site may contain advertisements and/or sponsorships. The advertisers and/or sponsors that provide these advertisements and sponsorships are solely responsible for insuring that the materials submitted for inclusion on the Site are accurate and comply with all applicable laws. Fixed Income Investor is not responsible for the acts or omissions of any advertiser or sponsor.

Site Operation

Fixed income Investor controls this site from the United Kingdom. Fixed Income Investor makes no representation that this site is appropriate for use in other locations. If you use this site from other locations, you are responsible for ensuring compliance with local laws. You may not use, export, or re-export any materials from this site in violation of any applicable laws or regulations, including but not limited to, any export laws and regulations.

Purchases

The terms and conditions of each merchant service provider are also applicable to all online purchases. Please review the respective merchant service provider's user agreement and privacy policy before entering any transaction.

Interpretation

These Terms of Use supersede all other written and oral communications or agreements with regard to the subject matters discussed in these Terms of Use. A waiver or modification of these Terms of Use will only be effective if made in writing and signed by Fixed Income Investor.

Severability

If any provision of the Terms of Use is held to be invalid, void, or unenforceable, the remaining provisions shall nevertheless continue in full force and effect.

Headings & section titles in this agreement are for convenience and do not define, limit, or extend any provision of this agreement.